How do I convert XMR to VCC?

You can convert Monero (XMR) to a Virtual Credit Card by depositing XMR to OxCard. Once confirmed, you receive a VCC usable with Apple Pay and Google Pay.

Yes, OxCard is designed for privacy-conscious users, offering a Low-KYC experience for standard credit card limits.

What are the fees for XMR to VCC?

OxCard charges a 5% deposit fee and a one-time $15 card issuance fee. There are no monthly maintenance fees.

Privacy-First Spending

Convert Monero (XMR) to Virtual Credit Card.

The ultimate bridge for the privacy-conscious. Instant VCC issuance with Low-KYC requirements. Fund with XMR and spend anywhere.

Get Your Card Now Use Telegram Bot

No Invasive KYC 8% Unlimited Cashback XMR • BTC • USDT • USDC

Built for the Monero Community

We value your financial sovereignty. Our platform is designed to get you spending without the hurdles.

Low-KYC Access

Start spending with minimal friction. We don't require invasive documentation for standard tiers.

XMR Native

Direct Monero deposits. No need to swap to transparent coins before funding your card.

Wallet Ready

Add your XMR-funded card to Apple Pay, Google Pay, or PayPal instantly.

Supported Assets

While we specialize in Monero, we support a variety of major networks.

Monero (XMR)

Primary focus. Private, fast, and secure funding for your virtual card.

Bitcoin (BTC)

Standard on-chain deposits supported for all card tiers.

Stablecoins

USDT (TRC20/ERC20) and USDC supported for those who prefer low volatility.

Transparent Pricing

No hidden spreads or maintenance fees. What you see is what you pay.

Service	Fee	Limits
Card Issuance	$15 (One-time)	Instant Delivery
XMR/Crypto Deposit	5%	$50 Min — $100k Max
Cashback Rewards	8% Reward	Unlimited on all spend
Monthly Fee	$0	Always free to hold

Fund with XMR Now

Frequently Asked Questions

Is this really Low-KYC?

Yes. We aim for maximum privacy. For standard card limits, we do not require the invasive identity verification typical of traditional banks.

How long does an XMR deposit take?

Card funding is usually processed after 10 confirmations on the Monero network (approx. 20 minutes).

Where can I use this card?

Anywhere Visa/Mastercard is accepted online. You can also link it to Apple Pay and Google Pay for in-store tap-to-pay.

Is the 8% cashback paid in XMR?

Cashback is credited to your card balance in USD, allowing you to spend your rewards immediately.